Mercantile Credit Bank Limited (MCBL), commonly referred to as Mercantile Credit Bank, is a Ugandan tier II financial institution licensed by the Bank of Uganda, the national banking regulator.

MCBL is classified as "credit institution", by the Bank of Uganda, the country's central bank. MCBL is one of only four institutions in this class of financial service providers in the country, the others being Brac Uganda Bank Limited and PostBank Uganda.