Berkeley Payment Solutions Limited operates a state-of-the-art MasterCard, Visa, Verve and Afrigo EMV-certified smart-card manufacturing and personalization plant in Lagos and provides digital identity solutions, instant issuance, fulfillment and call-center consultancy for banks, corporates, government and healthcare; registry-style records indicate incorporation in 2010, while the firm describes almost two decades of secure e-payment solutions development anchored by its purpose-built facility in Lekki.